College football bowl game and CFP semifinal odds, lines: Picks, predictions from proven model

SportsLine's computer model has revealed its college football bowl picks and CFP predictions after 10,000 simulations of each game

By Ross Kelly

Jan 2, 2026 at 8:27 am ET • 2 min read

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The 2025-26 college football bowl schedule comes to an end on Friday, Jan. 2, with four more bowl games. The latest college football lines show Texas State (-17.5) vs. Rice in the Armed Forces Bowl, Navy (-7.5) vs. Cincinnati in the Liberty Bowl, Arizona (-1.5) vs. SMU in the Holiday Bowl and Mississippi State (-3) vs. Wake Forest in the Duke's Mayo Bowl.

The College Football Playoff semifinals are now set as well with Miami taking on Ole Miss on Thursday, Jan. 8 and Oregon taking on Indiana the following day. The early CFP lines show Miami at -2.5 and Indiana at -3.5. Before locking in any college football picks for those games or others, be sure to see the latest bowl and playoff college football predictions from SportsLine's proven model.

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The model simulates every FBS game 10,000 times, and it is 31-19 on its top-rated college football money-line picks since the beginning of the 2024 season.

Now, it has turned its attention to the latest college football odds and 2025-26 bowl season college football betting lines on the spread, money line and over/under. Head here to see every pick.

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Top college football predictions for bowl season

One of the college football picks the model is high on during the 2025-26 college football bowl schedule: Mississippi State (-3, 52.5) covers against Wake Forest in the Duke's Mayo Bowl on Jan. 2, in the final time window of bowl season at 8 p.m. ET. The Bulldogs were 5-7 this year, but got the invitation because there weren't enough .500 teams available. MSU won't have quarterback Blake Shapen (opt out), but the rest of MSU's roster is relatively intact, while Wake Forest has lost some key pieces to the transfer portal and isn't expected to have star running back Demond Claiborne after he declared for the NFL Draft. SportsLine's model projects that MSU covers nearly 60% of the time. See the rest of the model's picks here, and bet on Mississippi State to cover here:

How to make college football picks for bowl season

The model has also made the call on who wins and covers in every 2025-26 college football bowl game, including an underdog that wins outright. You can only get every pick for every game at SportsLine, and for a limited time you can use promo code CHAMPIONSHIP to get your first month at SportsLine for $1.

So what college football picks can you make with confidence, and which underdog is projected to win outright? Check out the latest college football odds below, then visit SportsLine to see which teams win and cover the spread, all from a proven computer model that has simulated every game 10,000 times, and find out.