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The College Football Playoff expanded to 12 teams this offseason and the larger field includes five guaranteed bids for conference champions. The four highest-ranked conference champions will receive bye weeks and the next highest-ranked title winner also will get into the College Football Playoff field, so the intensity level has been raised for college football conference championship week. There are nine games on the conference championship week schedule and several contests could be College Football Playoff elimination games. Georgia vs. Texas, Penn State vs. Oregon, and Iowa State vs. Arizona State are just a few of the matchups on deck for Saturday.

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College football conference championships on Saturday

The first game of Saturday's slate will feature the Iowa State Cyclones taking on the Arizona State Sun Devils in Arlington, Texas with the Big 12 title on the line. In the afternoon window, the Texas Longhorns and Georgia Bulldogs will square off in Atlanta for the SEC Championship, as Texas aims to win the title in the program's debut season in the conference.

In the evening, the ACC will showcase a battle between the SMU Mustangs and the Clemson Tigers for conference supremacy, just as the Big Ten will pit the Penn State Nittany Lions against the Oregon Ducks in a battle between consensus top-five teams in the nation.

The SEC and Big Ten matchups feature four teams likely to reach the College Football Playoff no matter the outcome. That does not diminish the value of a conference title, but it does change the stakes in comparison to the ACC and Big 12 matchups. For Iowa State, Arizona State, Clemson and SMU, the path to the playoff is far less clear with a loss, potentially placing even more value on the conference championship and an automatic bid.

Below, we will highlight some intriguing bets for the big matchups on Saturday, weighing odds from across the industry's best sportsbooks.

Big 12: No. 16 Iowa State vs. No. 15 Arizona State


Money linePoint spreadOver/under

Iowa State Cyclones

+110 (multiple sites)

+2.5 (-110, BetMGM)

Over 50.5 (-110, BetRivers)

Arizona State Sun Devils

–125 (multiple)

-2 (-110, Caesars)

Under 51 (-110, Caesars)

AT&T Stadium, the home of the Dallas Cowboys, hosts the matchup between Iowa State and Arizona State on Saturday. Neither team was widely projected to reach the Big 12 Championship Game and, in the case of Arizona State, it is a shock relative to the team's dismal preseason expectations that Kenny Dillingham's unit is one win away from the CFP.

Due to the vagaries of a 16-team conference, Iowa State and Arizona State have not met this season. Both teams finished 10-2 overall and 7-2 in Big 12 play in 2024. Iowa State opened the season with seven straight wins before a two-game losing streak, and the Cyclones closed strong with wins over Cincinnati, Utah and Kansas State to reach Arlington. On the other side, Arizona State won its final five games, including a pair of wins over ranked opponents in Kansas State and BYU. 

Iowa State led the Big 12 in scoring defense this season, allowing only 19.6 points per game. The Cyclones also had a pair of 1,000-yard wide receivers in Jayden Higgins and Jaylin Noel on the offensive side, and head coach Matt Campbell is renowned for getting the most out of the talent on Iowa State's roster. 

After a 3-9 season in 2023, Arizona State entered the campaign with lackluster expectations, but the Sun Devils have been impressive. The team ranked in the top five of the Big 12 in both scoring offense and scoring defense, leading to a consistently impressive baseline. Running back Cam Skattebo is also one of the most dynamic offensive weapons in the country, producing more than 1,800 total yards and 19 touchdowns. 

Bet to consider: Under 51 points (Caesars)

These are two teams led by their defenses, and the championship game should be no different. Iowa State comfortably led the Big 12 in passing defense in 2024, and while Arizona State likes to rely on its running game, the Cyclones can load up on Skattebo with extra bodies. In a matchup in which both teams are allowing 6.4 yards per pass attempt or fewer, the margins project to be thin, and drives should end in punts and field goals. 

SEC: No. 5 Georgia vs. No. 2 Texas


Money linePoint spreadOver/under

Georgia Bulldogs

+125 (bet365)

+2.5 (-105, multiple)

Over 49.5 (-108, DraftKings)

Texas Longhorns

-134 (FanDuel)

-2.5 (-115, multiple)

Under 49.5 (-105, Caesars

This is a rematch of an Octocber 19 matchup in Austin that Georgia largely dominated. The Bulldogs raced out to 23-0 lead at the half, absorbed Texas' best punch in the third quarter, and left with a 30-15 victory. However, they went on to lose to Ole Miss and barely survived an eight-overtime tussle with Georgia Tech to end the season and keep their College Football Playoff hopes alive.

Meanwhile, Texas closed out the season with five consecutive wins to finish first in the conference standings during its debut season in the SEC. That included a 17-7 win on the road against in-state rivals Texas A&M where the Longhorns outgained the Aggies 458-244. The Texas defense hasn't given up more than 329 yards in a game this season and ranks second in the nation in scoring defense (11.7 points per game).

Texas checks in at No. 2 in the College Football Playoff rankings and Georgia sits at No. 5. Both teams are likely getting into the 12-team field regardless of Saturday's outcome, but a first-round bye and a solid quarterfinal draw is probably on the line. Carson Beck and Quinn Ewers are two of the game's preeminent gunslingers, so expect fireworks one way or another in Atlanta on Saturday.

Bet to consider: Georgia +2.5 (-105, multiple sportsbooks)

Kirby Smart is just 2-4 in the SEC Championship Game, but this is a different animal for Georgia. The Bulldogs are not entering as favorites, even though they dominated the first meeting. Georgia also has the potential for home-field advantage in Atlanta, and the Bulldogs are getting points in this familiar setting. Georgia also generated a whopping seven sacks in the first meeting and, while Texas has the superior defensive numbers for the season, the Bulldogs also had a sizable edge in the running game that could continue in the rematch. 

ACC: No. 17 Clemson vs. No. 8 SMU


Money linePoint spreadOver/under

Clemson Tigers

+115 (multiple)

+2.5 (-110, multiple)

Over 56 (-110, BetRivers)

SMU Mustangs

-135 (multiple)

-2.5 (-108, DraftKings)

Under 57 (-112, DraftKings)

Much like in the SEC, the matchup between Clemson and SMU in the ACC was not a foregone conclusion. In fact, Clemson needed considerable help in the season's final week to earn a trip to Charlotte. Miami fell at the hands of Syracuse, pushing the Tigers into the game, while SMU's perfect conference record thrust the Mustangs into the spotlight. 

SMU and Clemson did not meet in the regular season, making this the first matchup between the programs since the Mustangs joined the ACC. After an early-season loss to BYU, SMU rattled off nine straight victories, and only one of those wins came by fewer than seven points. The Mustangs are 11-1 this season.

On the other side, Clemson lost two of its final five games, including an excruciating loss to in-state rival South Carolina last week. The Tigers are 9-3 this season, though Clemson's Week 1 loss to Georgia feels like a lifetime ago at this juncture. Bank of America Stadium in Charlotte hosts the matchup, with Clemson almost certainly needing a win to reach the College Football Playoff and SMU potentially having more wiggle room in the event of a close-fought loss. 

Bet to consider: Clemson +2.5 (multiple sportsbooks)

The Tigers are the more battle-tested team. Clemson played solidly well a week ago against another playoff hopeful in South Carolina. That game did not break toward the Tigers, but Clemson's schedule has been more grueling. Clemson also has eight straight wins in ACC Championship settings, and Dabo Swinney knows how to handle this week.

Big Ten: No. 3 Penn State vs. No. 1 Oregon


Money linePoint spreadOver/under

Penn State Nittany Lions

+152 (Caesars)

+3.5 (-110, multiple)

Over 49.5 (-110, multiple)

Oregon Ducks

-170 (FanDuel)

-3.5 (-105, DraftKings)

Under 50.5 (-110, FanDuel)

Only one power-conference team reached this season's conference championship weekend without a loss, and that was the Oregon Ducks. The Ducks will face the Penn State Nittany Lions in Oregon's first trip to the Big Ten Championship Game since joining the conference. 

Though Oregon's schedule was not the most grueling, it did feature wins over Boise State, Illinois, Michigan and Ohio State, and the Ducks punctuated their 12-0 run with a blowout win over Washington last week. Dan Lanning's team had only one narrow win over the last six games, producing five blowouts along the way, and Oregon is No. 1 in the country in all available rankings.

Penn State received help from the Michigan Wolverines a week ago, as the Nittany Lions advanced only after Ohio State's stunning loss. Still, James Franklin's team is 11-1 this season, losing only in a one-score game to the Buckeyes. The Nittany Lions are looking for their fifth Big Ten title and their first since 2016.

Bet to consider: Oregon -3.5 (-105, DraftKings)

Oregon has been the best team in the country to this point, and that does not project to change in Indianapolis. It is notable that this number is more than a field goal, but Penn State's struggles in big games are difficult to ignore. James Franklin is only 1-13 as Penn State's head coach against top-five opponents, and Dan Lanning's team should be well-prepared for this game.

Oregon rates as a top-flight team on both sides of the ball, and the Ducks can make life difficult for the Penn State offense. The Ducks are also 2-0 against the spread against ranked opponents this season, while the Nittany Lions posting a 0-2 ATS mark against ranked foes.